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Version du 20 juillet 2025 à 11:58
The IRS has set many tax deductions and benefits in their place for individuals. Unfortunately, some taxpayers who earn a high level of income can see these benefits phased out as their income increases.
If both you and your spouse each put 6000 dollars to your 401k account, that would reduce your annual taxable income by ten thousand dollars. Which means that your adjusted gross earnings are $66 thousand. That will yield a substantial tax savings. Another significant tax break comes when you buy a house -- and itemize all deductions.
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